Fire & Forge Business Solutions

Fractional CFO for Plumbing

Fractional CFO guidance for plumbing companies that need clearer numbers.

Plumbing businesses can grow fast and still feel cash-starved. We help owners sort out pricing, tech productivity, job mix, and the financial calls that shape the next year.

  • Pricing support for service, repipe, remodel, and emergency work
  • Cash planning around payroll, materials, and slow-pay receivables
  • Hiring and truck decisions tied to real capacity and margin

Plumbing finance problems

Growth feels different when the plumbing numbers are not clear.

These are the patterns we expect to see when plumbing owners have real opportunity but no CFO rhythm yet.

Revenue is up, but parts, callbacks, overtime, and receivables keep eating cash.

You know some work is better than other work, but the books do not make it obvious.

The next hire or truck feels necessary, but the timing is unclear.

What the CFO work focuses on

Financial clarity built for how plumbing companies actually run.

The point is to stop treating every plumbing job like the same kind of revenue.

Job-mix clarity

Split service, project, and emergency work so the company can see what actually produces margin.

Receivables and cash rhythm

Tie collections, payroll, vendor payments, and owner pay into a cash plan that works in real weeks, not just month-end reports.

Growth modeling

Pressure-test hires, trucks, software, and shop moves before they become fixed costs.

Decision support

Plumbing decisions we help turn into numbers.

The work is practical: model the decision, understand the cash effect, and decide with the owner before the business absorbs another fixed cost.

Which work types should you pursue, price higher, or stop chasing?

Can another plumber carry their wage, truck, parts, and overhead?

How much cash should be kept back for tax, payroll, and materials?

Are your targets based on real gross margin or just revenue goals?

Books before strategy

If the books are behind, start with cleanup before CFO work.

Clean financials make the plumbing CFO work faster and sharper. If the file is messy, we can start with monthly bookkeeping or cleanup.

Explore bookkeeping

Let's talk

Talk through the next plumbing decision.

The first call is simple: what is on your plate, what the numbers look like now, and whether CFO work is the right next step.

Book a 15-min call

Pick a time on the calendar

Good for a first pass on cash flow, pricing, hiring, or growth.

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Tell us what is happening in the business

A few details help: revenue range, crew size, the decision you are weighing, and whether the books are current.

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